The start of the new year is traditionally a time of discarding unwanted presents and disposing of last year’s clutter. But before you reach for the bin, there is a growing range of reuse options available. A burgeoning group of companies are offering solutions to monetise unwanted items and extend the lives of products.
Australia has reached a critical juncture where the bulk of superannuation assets sits in the hands of people aged over 50, and traditional portfolio construction approaches need to evolve to meet their financial needs. To help financial advisers develop investment approaches that meet the specific needs of their retiree clients, we've developed a research paper “Building Better Retirement Futures”, in conjunction with the FPA and CoreData. The paper outlines some of the key financial issues and considerations specific to retirees and helps advisers design the best strategies for post-retirement decumulation.
It’s hard to know how to feel about the last 12 months. Tumultuous is the word that immediately springs to mind, dare I say unprecedented? However you describe it, it’s certainly a period in our lives that I think we’ll look back on with very mixed feelings. Fidelity's Managing Director, Alva Devoy looks back on one of the most volatile periods in history in our 'Year in review'.
The spread of COVID-19 took its toll on stock markets globally, and whilst we have much to learn about the eventual underlying economic impact of the virus, there are reasons to remain invested and opportunities to take advantage of across global emerging markets.