Australia has reached a critical juncture where the bulk of superannuation assets sits in the hands of people aged over 50, and traditional portfolio construction approaches need to evolve to meet their financial needs. To help financial advisers develop investment approaches that meet the specific needs of their retiree clients, we've developed a research paper “Building Better Retirement Futures”, in conjunction with the FPA and CoreData. The paper outlines some of the key financial issues and considerations specific to retirees and helps advisers design the best strategies for post-retirement decumulation.
When Joe Biden is sworn in as America’s 46th president on Wednesday, he will shift the focus to the huge economic challenge ahead. And the smart money is already bolstering defences against future inflation which to investors may seem like a non-problem today. But it is worth remembering that inflation always seems like tomorrow’s problem until, quite suddenly, it becomes today’s.
Sustainable investing identifies themes that will grow in importance based on our needs as human beings. We need a stable climate to survive and, to achieve that and thrive, we need a more balanced society. That means narrowing social divides where possible, including ensuring equitable access to the internet as the world shifts online. Jenn-Hui Tan discusses how Fidelity plans to engage with three of these crucial themes in 2021.
This time last year we were getting ready for the ‘known unknowns’ and were completely unprepared for the mother of all ‘unknown unknowns’. So, looking into 2021, will relying on the big market narratives that have driven returns in recent years payoff? Or is this a strategy of the past?